Personal Checking

Convenient and Fast!

Germantown Trust & Savings Bank offers a wide variety of checking and savings accounts! Find the account that best suits your needs, and don’t forget to take advantage of our annual Christmas Club! We are always happy to see you, so visit a branch to talk to one of our experts today! All accounts come with:

Online & Mobile Banking
Bill Pay
Debit Card
Online Statement Availability

GTSB Quality

The Services You Deserve, The Quality You Expect

From Your Community Bank: Built By The Community, For The Community!

Personal Checking

Basic Account

Germantown Trust & Savings Bank’s standard Non-Interest Bearing Checking is perfect for most everyday customers. Our introductory account comes with all of our standard features:

Online & Mobile Banking
Bill Pay
Debit Card
Online Statement Availability

Student Checking

FREE Checking

Germantown Trust & Savings Bank’s Student Checking account is perfect for young users and those learning financial independence! Features in this account include:

$0 Minimum Balance
Online & Mobile Banking
Bill Pay
FREE Instant Issue Debit Card
Online Statement Availability

Electronic Checking

For Online Banking

Germantown Trust & Savings Bank’s Electronic Checking is tailored for those tech-savvy people who want an online banking account without extraneous bulk! Features in this account include:

Online & Mobile Banking
Bill Pay
FREE Instant Issue Debit Card
Online Statements

Interest-Bearing Checking

Watch Your Money Grow!

Germantown Trust & Savings Bank’s Standard Interest-Bearing Checking is perfect for those who want the convenience of a checking account with the APY of a savings account. Our introductory account comes with all of our standard features:

Accrues Interest
Online & Mobile Banking
Bill Pay
Debit Card
Online Statement Availability

Hi-Fi Checking

Basic Interest-Bearing

Germantown Trust & Savings Bank’s Basic Consumer Interest-Bearing Account is perfect for those who want to start with a basic interest-bearing checking account. All the convenience of a checking account with the interest of a savings account! Features in this account include:

Interest Varies Based on Balance
Online & Mobile Banking
Bill Pay
Debit Card
Online Statement Availability

Hi-Fi Electronic

Online Focused Interest-Bearing

Germantown Trust & Savings Bank’s Hi-Fi Electric Interest-Bearing Checking is tailored for those tech-savvy people who want an online banking account while earning interest on their balance! Features in this account include:

Interest Varies Based on Balance
Online & Mobile Banking
Bill Pay
Debit Card
Online Statements

NOW Checking

Interest-Bearing For Everyone

Germantown Trust & Savings Bank’s NOW Checking is an interest-bearing account focused on the convenience of a checking account with the interest of a savings account! Features in this account include:

Interest Varies Based on Balance
Online & Mobile Banking
Bill Pay
Debit Card
Online Statement Availability

Super NOW Checking

Our Premier Interest-Bearing

Germantown Trust & Savings Bank’s Super NOW Account is perfect for those more stable individuals who can allow their account to carry a balance month to month. All the convenience of a checking account with the interest of a savings account! Features in this account include: