Business Services
To Help You Succeed!
At Germantown Trust & Savings Bank, your business is our top priority. We bring our Merchant Credit Card Program and loan options to our community businesses. We are here to help you succeed!
Learn more below and contact us for more information, or stop by a branch to speak with one of our business specialists today.
GTSB Quality
The Services You Deserve, The Quality You Expect
From Your Community Bank: Built By The Community, For The Community!
Business Services
Select A Service To Learn More
Agriculture
At Germantown Trust & Savings Bank, we understand that your livelihood carries from season to season, year to year. We respect the difficulties that can beset the agriculture business and that your farm is not only your place of work — it is your home and legacy. Whether you need funding for seed, equipment, paychecks, or renovations, we are here to help. Let us help you find the perfect interest-bearing accounts and the lowest interest loans to suit your needs.
- Loan options for the purchase of farm ground and equipment
- Operating and Crop production loan options available
- Recreational property loans
- Flexible rates, terms, and repayment options
Cash Management
Our Cash Management product is convenient to use and provides your business with the ability to view account history, originate ACH transactions for both payroll and accounts payable, transfer money between accounts, and request stop payments. Our Cash Management portal allows for multiple users with various access levels. This allows for Least Privilege Access and Dual Control.
It’s Convenient. Cash Management is always available. Access your account 24 hours a day 7 days a week.
It’s Secure. The confidentiality of your business information is important to us. Adhering to our policy of strict confidentiality, the Cash Management system uses Multi-factor Authentication to access the service.
It’s a Cost Savings. Cash Management offers the benefit of allowing the business customer the convenience of originating debit and credit transactions, eliminating manual payroll check processing while enjoying the benefit of reduced bank processing charges.
Contact Retail Manager Krista Gonzalez at 618.523.4202 for more information and pricing.
Checking & Savings Accounts
Germantown Trust & Savings Bank offers a wide variety of business checking and savings accounts! All accounts come with online banking access with bill pay, debit cards, and more!
There is sure to be an account that best suits your needs. We are always happy to see you, so visit a branch to talk to one of our experts today!
Commercial Lending
Our commercial lending options are a flexible and specialized way to help your business succeed!
- Loans are available for business purchases, commercial land, or business operating lines of credit
- Investment and rental property loans
- Customized repayment options are available
Contact one of our loan officers today to discuss your needs and how Germantown Trust & Savings Bank can help your business to not only succeed but to thrive!
Merchant Credit Card Program
Does your business have a need to take payment processing to the next level? Let GTSB take you there with FiTech’s credit/debit card acceptance program. No matter what your business – retail, restaurant, health care, service, mail order, e-commerce – we have the solutions you need to optimize your payment processing. Inquire at any of our 4 GTSB locations today.
Let's Get In Touch!
This form uses email communication. We understand that e-mail is a simple and cost effective method of communication, however, items such as requests and inquiries needing immediate attention should not be sent via this form. Because a form message that you send may not be immediately reviewed by a bank representative, you must contact the bank by telephone or in person for items needing immediate attention.
Sensitive personal and account information like Account numbers, Social Security numbers, Passwords, or PIN numbers should not be sent by this form. Messages sent via any website form may be intercepted by third parties and is not protected by Germantown Trust & Savings Bank.
Specific customer service inquiries containing confidential information should be directed through our Germantown Trust & Savings Bank Internet Banking service.