Personal Checking
Compare Your Options
Check our various offerings for checking accounts below. When you have found the perfect account, simply fill out the form at the bottom of the page. One of our knowledgeable staff will be in touch ASAP! If you aren’t sure which account will suit you the best, you can still fill out the form and have one of our specialists help you to find your perfect account.
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From Your Community Bank: Built By The Community, For The Community!
Personal Checking
Compare Your Options
| Personal Checking | Student Checking | Electronic Checking | |
|---|---|---|---|
| Online Banking | Yes | Yes | Yes |
| Mobile Banking | Yes | Yes | Yes |
| Debit Card | Yes | Yes (Instant Issue FREE) | Yes (Instant Issue FREE) |
| Bill Pay | Yes | Yes | Yes |
| Statement Handling | Pickup Online | Online | Online |
| Minimum Balance | $500 Month Average | None | $50 Month Average |
| Service Fee | $5.50/month * | None ** | $5.50/month * |
| Open Account | Open Account | Open Account |
Notes:
* assessed only if customer falls below the minimum balance requirement (Exceptions apply on some accounts for Minors, Full Time Students age 23 & younger, & Seniors age 65 and older)
** Upon reaching the age of 24 the account is automatically transferred to a non-interest bearing checking unless otherwise notified by the account holder.
**** Click HERE to view a list of Reg. D “Covered” and “Non-Covered” items
Interest-Bearing Personal Checking
Compare Your Options
| Standard | Hi-Fi Checking | Hi-Fi Electronic | NOW Checking | Super NOW Checking | |
|---|---|---|---|---|---|
| Online Banking | Yes | Yes | Yes | Yes | Yes |
| Mobile Banking | Yes | Yes | Yes | Yes | Yes |
| Debit Card | Yes | Yes | Yes | Yes | Yes |
| Bill Pay | Yes | Yes | Yes | Yes | Yes |
| Statement Handling | Pick Up Online | Pick Up Online | Online | Pick Up Online | Pick Up Online |
| Minimum Balance | $500 Daily | $1,000 Daily | $1,000 Daily | $500 Daily | $1,000 Daily |
| APY | Varies | Varies | Varies | Varies | Varies |
| Service Fee | $10.00/month* | $10.00/month* | $10.00/month* | $10.00/month* | $10.00/month* |
| Open Account | Open Account | Open Account | Open Account | Open Account |
Notes:
* assessed only if customer falls below the minimum balance requirement (Exceptions apply on some accounts for Minors, Full Time Students age 23 & younger, & Seniors age 65 and older)
Let's Get In Touch!
This form uses email communication. We understand that e-mail is a simple and cost effective method of communication, however, items such as requests and inquiries needing immediate attention should not be sent via this form. Because a form message that you send may not be immediately reviewed by a bank representative, you must contact the bank by telephone or in person for items needing immediate attention.
Sensitive personal and account information like Account numbers, Social Security numbers, Passwords, or PIN numbers should not be sent by this form. Messages sent via any website form may be intercepted by third parties and is not protected by Germantown Trust & Savings Bank.
Specific customer service inquiries containing confidential information should be directed through our Germantown Trust & Savings Bank Internet Banking service.