Germantown Trust & Savings Bank

Christmas Club

Avoid Holiday Stress!

At Germantown Trust & Savings Bank, we offer you holiday savings in the form of a Christmas Club Account! The main goal of a Christmas Club account is to make saving for Christmas easier and less stressful by encouraging you to save throughout the year rather than relying on credit cards or last-minute spending. 

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The Services You Deserve, The Quality You Expect

From Your Community Bank: Built By The Community, For The Community!

Your Christmas Club Account

Minimize Your Holiday Stress

Our Christmas Club Accounts are interest-bearing savings accounts. Our club opens in mid-October, and you will make monthly deposits throughout the year until the following October, when we clear your account and issue a check to you for everything accrued and saved in your Christmas Club Account. When you open a Christmas Club account in October and deposit every month, as much or as little as you can or want to,  funds are released to you the following October, just in time to check off your Christmas Shopping List Items!

Reduce your financial stress and reliance on those high-interest credit cards by knowing you have funds available for your Christmas shopping in advance. In addition, the structured savings plan can help you to be more disciplined about saving for your holiday spending.

Let's Get In Touch!

Open Your Christmas Club Account

This form uses email communication. We understand that e-mail is a simple and cost effective method of communication, however, items such as requests and inquiries needing immediate attention should not be sent via this form. Because a form message that you send may not be immediately reviewed by a bank representative, you must contact the bank by telephone or in person for items needing immediate attention.

Sensitive personal and account information like Account numbers, Social Security numbers, Passwords, or PIN numbers should not be sent by this form. Messages sent via any website form may be intercepted by third parties and is not protected by Germantown Trust & Savings Bank.

Specific customer service inquiries containing confidential information should be directed through our Germantown Trust & Savings Bank Internet Banking service.