How long do you amortize residential real estate loans?

Mortgages on residential real estate loans may be amortized in accordance with State law, but not longer than 30 years.

Do I need a down payment for a Residential home loan?

Yes; the loan-to-value shall not exceed 85% on a variable rate loan, and the loan-to-value shall not exceed 80% on a fixed rate loan.

Do I need a down payment for an automobile loan?

Yes, the loan to value shall not exceed 80%.

How long can I get an automobile loan for?

In general, the maximum term for a new auto is 60 months, two years old for 48 months, three years old for 36 months, four to six years old for 24 months, and seven to ten years old for 12 months. We will not finance a vehicle older than 10 years old.