Neighbors of Clinton County Magazine

Neighbors of Clinton County Magazine Occasionally, staff from Germantown Trust & Savings Bank will write an article that is published in our local magazine, “Neighbors of Clinton County”. You can find a selection of our previously published articles below. We hope you enjoy these articles and find them informative!

Keeping Your Money Safe While on Vacation

Planning a vacation requires careful preparation, including managing your money safely. While traveling is an exciting and rewarding experience, it is also a time when theft or fraud can derail your plans. Ensuring you have enough money for your hotel, transportation, food, and leisure activities can make or break your trip.These 7 travel tips will […]

Surviving High Cost of Living

Inflation. The rate of increase in prices over a given period of time. We’ve all dealt with it throughout our lives, but over the last few years the increase has been drastic. The high cost of goods we are all experiencing is now the number one stressor for adults across the country. It’s true that […]

Staying Ahead of The Scammers

Criminals are constantly trying to steal consumers’ personal data through fictitious emails, websites, phone calls, and even text messages. These attempts by fraudsters are called phishing attacks. Phishing is a type of scam that targets consumers primarily by sending emails or text messages that appear to be from reputable sources such as your financial institution, […]

Strong Roots Ensure Steady Future

Germantown Trust & Savings Bank (GTSB) is a business name that has long been synonymous with Clinton County. The bank, a fixture in the community for 117 years, weathered the Great Depression and every recession of the 20th and 21st centuries. It has overcome multiple changes in ownership and conquered any fiscal, operational or human […]

Balancing Your Checkbook

The first step in balancing your checkbook is to keep good records of your monthly activity. The best way to do this is by keeping a check register. Be sure to write down all of your deposit and withdrawal activity throughout the month. Even if you’re writing a check for a can of Ski at […]

FDIC Insurance Information

The standard insurance amount currently is $250,000 per depositor.If you are not sure as to whether or not all of your deposits at GTSB are fully covered, click on the FDIC link below or visit any of our 4 GTSB locations, and we will gladly assist you in calculating your coverage amount. FDIC Deposit Insurance […]

Helpful Banking Links

NOTE: Clicking on any external links listed below will take you to another site and they are not guaranteed to be accurate, and are in no way endorsed, offered or guaranteed by Germantown Trust & Savings Bank. CA$Hdash – Illinois’ Lost and Found Free Credit Report – Get One Free Credit Report Annually Free Financial Calculators […]