Germantown Trust & Savings Bank

General FAQ

Main Street in a small midwest town

I have my accounts at Bartelso, can I make deposits, payments, and withdrawals at other facilities (Germantown, Beckemeyer, or Breese)? YES! It does not matter where you opened your accounts or where you “normally” do business; you can make deposits, payments, and withdrawals at any of our four facilities. Please be patient when using a […]

Loans FAQ

A person being handed documents signifying a lending process

How long do you amortize residential real estate loans? Mortgages on residential real estate loans may be amortized in accordance with State law, but not longer than 30 years. Do I need a down payment for a Residential home loan? Yes; the loan-to-value shall not exceed 85% on a variable rate loan, and the loan-to-value […]

Mobile Banking FAQ

Internet Banking Online Payment Technology Concept

How do I get the GTSB Mobile Banking App? Download the mobile banking app to your iPhone or iPad device in two ways. Click on the link below, or navigate to the iTunes or iPhone App Store™. Search for “GTSB” or “Germantown Trust & Savings Bank” and then install. Tap “FREE” to install the app. […]

Online Bill Pay FAQ

A Laptop screen showing Online Banking, with hands holding a mobile phone near the screen

What are the benefits of Online Bill Pay? Online Bill Pay is a quick, easy, and convenient way to pay your bills. Online Bill Pay is also cost-effective; it eliminates the expense of checks, envelopes, and stamps. There are different levels of Bill Pay that offer different payment capabilities depending on your individual needs. What […]

ShazamCheck® Card FAQ

How long will it take for my card to come in? Cards are typically ordered on Friday afternoons, if there are enough cards to justify placing an order sooner one will take place on Wednesday afternoons as well, and usually take anywhere from 10 to 14 business days for you to receive them by mail. […]