Germantown Trust & Savings Bank

Loans FAQ

A person being handed documents signifying a lending process

How long do you amortize residential real estate loans? Mortgages on residential real estate loans may be amortized in accordance with State law, but not longer than 30 years. Do I need a down payment for a Residential home loan? Yes; the loan-to-value shall not exceed 85% on a variable rate loan, and the loan-to-value […]