Balancing Your Checkbook

The first step in balancing your checkbook is to keep good records of your monthly activity. The best way to do this is by keeping a check register. Be sure to write down all of your deposit and withdrawal activity throughout the month. Even if you’re writing a check for a can of Ski at […]

Beneficial Ownership Information (BOI) Reporting

Business Ownership Information (BOI) Filing 03/02/2025 – Legal Notice – On March 2, 2025, the Treasury Department announced it will not enforce any penalties or fines associated with the Beneficial Ownership Information (BOI) reporting rule under the existing regulatory deadlines, and further not enforce any penalties or fines against U.S. citizens or domestic reporting companies […]

Loans FAQ

How long do you amortize residential real estate loans? Mortgages on residential real estate loans may be amortized in accordance with State law, but not longer than 30 years. Do I need a down payment for a Residential home loan? Yes; the loan-to-value shall not exceed 85% on a variable rate loan, and the loan-to-value […]

Forms & Applications

GTSB Debit Card Application Direct Deposit Application GTSB Internet Banking Application – Business Loan Application