utility – Germantown Trust & Savings Bank

Balancing Your Checkbook

The first step in balancing your checkbook is to keep good records of your monthly activity. The best way to do this is by keeping a check register. Be sure to write down all of your deposit and withdrawal activity throughout the month. Even if you’re writing a check for a can of Ski at […]

Beneficial Ownership Information (BOI) Reporting

Business Ownership Information (BOI) Filing 03/02/2025 – Legal Notice – On March 2, 2025, the Treasury Department announced it will not enforce any penalties or fines associated with the Beneficial Ownership Information (BOI) reporting rule under the existing regulatory deadlines, and further not enforce any penalties or fines against U.S. citizens or domestic reporting companies […]

General FAQ

I have my accounts at Bartelso, can I make deposits, payments, and withdrawals at other facilities (Germantown, Beckemeyer, or Breese)? YES! It does not matter where you opened your accounts or where you “normally” do business; you can make deposits, payments, and withdrawals at any of our four facilities. Please be patient when using a […]

Loans FAQ

How long do you amortize residential real estate loans? Mortgages on residential real estate loans may be amortized in accordance with State law, but not longer than 30 years. Do I need a down payment for a Residential home loan? Yes; the loan-to-value shall not exceed 85% on a variable rate loan, and the loan-to-value […]

Online Bill Pay FAQ

What are the benefits of Online Bill Pay? Online Bill Pay is a quick, easy, and convenient way to pay your bills. Online Bill Pay is also cost-effective; it eliminates the expense of checks, envelopes, and stamps. There are different levels of Bill Pay that offer different payment capabilities depending on your individual needs. What […]

FDIC Insurance Information

The standard insurance amount currently is $250,000 per depositor.If you are not sure as to whether or not all of your deposits at GTSB are fully covered, click on the FDIC link below or visit any of our 4 GTSB locations, and we will gladly assist you in calculating your coverage amount. FDIC Deposit Insurance […]